Citibank cash advance cost. Let’s continue your own debate inside latest thread.

Citibank cash advance cost. Let’s continue your own debate inside latest thread.

Citibank cash advance cost. Let's continue your own debate inside latest thread.

1. Visa2. Mastercard.3. JCB4. AMEX – Fee or Credit Card5. Diners Club6. Etcetera.

1. yearly charge matters

No reason to obtain waiver CIMB immediate access Platimum and silver – criteria Professional/Graduate.UOB Platinum – reached posses BOTH MasterCard and Visa and swipe minimum 6 times/card.Alliance Platinum – swipe 12 instances per year or invest RM3,000/year.RHB Evo – have got to swipe monthly or RM8 is charged for the period.OCBC Platinum Robinson – got to invest RM8K/year inclusive of minimal RM1K at RobinsonMBB Flex -got to swipe twice per month or otherwise charged RM3.95Citibank solution – 2 deals in a monthCIMB Mastercard Paypass – free for lifetime without ailments

2. faucet and Go – no signature requisite matters

Charge Wave – MBB, UOBMastercard Paypass – CIMB, CIMB DAVisa payWave – MBB Petronas

Paypass limited by RM120Visa revolution limitation must certanly be RM150

3. essential find for CIMB and CIMB DA credit holders

4. Credit Card linked to gasoline leaders

BHP-UOBShell-CitibankAMEX billed credit gets payoff aim (presently 2X if got Turbo 3X) for putting gasoline at ALL gasoline channels. Petronas-MBB Visa Gold with payWave (complimentary for a lifetime with no conditions)Petronas-CIMB Mastercard Gold (totally free for life)All gasoline manufacturer with CIMB DA Mastercard with rebate up to 2% monthly*.

5. traditional financial cost (interest)

Retails acquisitions: 18percent p.a or 1.5% p.m from statement date upon paying the minimum amount.Cash advance: 18% p.a from go out of withdrawal.Late repayment: 1per cent of exceptional or RM 5 whichever is actually higher.Minimum payment amount: 5per cent of exceptional or RM 25/RM 50 whichever try high.

*warming brand new BNM ruling wherein if you’re not the full wages grasp of one’s bank card for the past 12 months, starting from June/July 2008, all of your current purchases might possibly be energized money costs (17percent p.a.) when your swipe. It means irregardless what you buy whether gasoline or Computer portion, it has loans charges beginning in the exchange go out it self.

6. Subsidiary Notes

1) Citibank – simply deposit and maintain RM200k2) UOB – Opening deposit of RM300k with maintenance of RM200k3) traditional Chartered – Deposit & upkeep of RM200k4) OCBC – starting deposit of RM300k with servicing of RM200k5) HSBC – Deposit & maintenance of RM200k

7. Amex – Charge card AMEX recharged cards gets payoff point (at present 2X if have Turbo 3X) for pumping petrol after all petrol programs.

Another benefit AMEX have actually over other people is the fact that they currently have actually six months 0per cent installment for any deal. AMEX is truly 0per cent as they isn’t any handling or surchage charges when compared with DA and UOB.

8. Overseas TransactionsMastercard and Visa expense a surcharge on top of the rate of exchange. Banking institutions additionally choose to recharge another management cost on top of that

Maybank: 0.5percent –>verified by Hye

Citibank: 1% –> confirmed by tinkerbel

HSBC: 1percent –> HSBC will even recharge a Misc cost; financial is actuallyn't in a position to give precisely what definitely but in accordance with CS who I talked with, there's a tiny misc cost. (sum by Tinkerbel)

Requirement Chartered: 1percent

AMEX card: 1.5percent cost + 0.5per cent (offered by Hye) : another 2.5per cent (supplied by tinkerbel)

Mastercard Cancellation Page

[their title][your own address][day]

Dear Sir or Madam:

Kindly allow this page serve as realize that Im terminating my charge card account effective right away. Please close listed here profile:

Bank Card Providers: ____________Account Amounts: ________________

Kindly send myself authored verification that my personal profile has-been shut. In addition, kindly confirm that you may have notified all appropriate bank card bureaus this levels was actually sealed inside my demand.

Thanks for your punctual awareness of this material.

Advance loan fees 5% of money amount (minute RM20), and18percent p.a. everyday interest(N/A for Ready Funds) [from Citibank]

Cash loan Fee :The cash advance charge was charged to virtually any detachment of money produced. This is implemented per cash loan purchase. 5per cent or RM20, whichever try greater. [From UOB financial]

Advance loan Commission/Fee*VISA/Mastercard (Both Timeless and Gold)

Flat speed of 5.00per cent with the overall amount of money advanceMin: RM10 [From Maybank]

Cash Advance Fee 5% regarding the levels drawn, at the mercy of at the very minimum RM15, whichever try greater. [ From Immediate Access]

Cash loan Fee 5% on the amount driven, at the mercy of no less than RM15, whichever are high. [From CIMB]

d) Cash Advance costs > Millville payday advances the money advance fee is actually 5per cent of this amount expert or at the very minimum RM15. Whichever was larger. This really is enforced per cash loan deal

> For HSBC Amanah Charge Card, cash loan are capped at RM1,000 per exchange and a charge of RM60 per purchase will likely be levied

> For cash advances made-over the HSBC financial table, you’ll encounter an additional fee associated with the following:– RM50 on charge cards given by local finance companies aside from HSBC – RM20 on charge cards given by non-Malaysian card providers (such as JCB)- notes granted by HSBC financial Malaysia in addition to HSBC Groupare exempted with this charge[HSBC]

Advance loan Fees/Casino processor Fees the bucks advance fee are 5% in the quantity excellent or at the very minimum RM15, whichever is actually higher. It is imposed for every single funds advance/casino chips exchange. [From OCBC]

This article has been modified by vin_ann: Aug 11 2008, 10:16 PM

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